11:30 AM Neo-Bank Case Study Banner: How Xinja’s Platform Is Delivering A Loan Application Decision In 7 Minutes And Opening Up New Data-Driven Growth Avenues
While traditional banks are tied down by legacy systems and infrastructure, and are in the process of overcoming these challenges to survive in the digital ecosystem, what do the loan origination possibilities looks like when you’re stripped off these shackles? Andy shows a vision for this by documenting how Xinja developed a loan origination platform that maximizes customer satisfaction & regulatory compliance for home loans & his plans to scale this across offerings like unsecured lending & overdraft services.
- The digital architecture & capability that is enabling rapid decision making at high accuracy
- Shifting focus on data-driven innovation & machine learning to identify new commercial customer opportunities
- How Open Banking will shape the strategic direction & lending business model for Xinja